Monday, June 23, 2008

The Home Stretch

Its Monday and we're now in the home stretch for closing on the house which takes place on Thursday.  And thank God for that!  Buying a home is perhaps the single strangest and most oddly conceived process invented by man.  (Yes, its worse than planning a wedding although as rackets for different folks to dip their hand in the till, they are comparable).  Our first offer on this house took place at the end of April and now, after many weeks of phone calls, negotiations, agita, research, budgeting, more agita, spending, arranging, scheduling and so on and so forth it finally draws to a conclusion.  Exhausting is the only word to describe this nebulous process.
 
I know when its done and life has settled back to its normalcy that, at least I, strive for, it'll have been 100% worth it but it still mentally abrades me, like sandpaper across my elbow would, that this is the process and that people actively participate in it and that in fact some people actually like it.  Here is my breakdown of folks who particiapte in this process and what the shifting feelings are towards them:
 
US
Me and Sue - We're the heroes of this equation, fighting for our future and all that is good and wholesome
Our Realtor - Helps us find the house, handles the initial negotiation, is full of drama, tries to make what should be an unemotional process as emotional as possible.
Our Lawyers - They rock. they take care of everything, they are unemotional, they represent us and overall have made the process smooth
Our Mortgage Banker - On the one hand our mortgage banker was great, on the other hand, they work hard to just get a mortgage written for their benefit.  Overall, they almost fall into the Others category below.
 
Them
The Sellers - Its hard to peg the sellers but overall they invested a lot of love in the house, have fought to protect their interests as much as we fought to protect ours, have been nice and accomodating in many respects, and on the inspection the wife was super nice.  Hard to not respect them.
Their Realtor - I know my Realtor had a tough time dealing with her, but I almost think its the name of the game.  Honestly I don't know.  The one time I met her she was nice enough but obviously Realtors don't have our interests at heart, they say they do but really they want their commission.  Hey, she was good to look at tho. 
Their lawyers - Seemingly much like our lawyers, dependable, no nonsense.  Getting it to the lawyers and getting it out of the Realtors hands is job #1.
 
Others
Home Inspector - Thanks to Matty, the home inspection was top notch.  My sisters used my Realtors guy and they regretted it because that guy was the Realtors animal and not theirs and his interest was in making sure nothing killed the deal.  Our guy, Dave Matthews, went and did a super thorough job.  Go Dave Matthews!  He mostly confirmed it was a good house and we had few repair issues to deal with.
Termite Inspector - Recommended by the inspector, Matt's Pest Control  was also top notch.  Being named matt made it an omen I think.

2 comments:

DKB said...

"tries to make what should be an unemotional process as emotional as possible."

I totally agree and I hated that.

Good luck with your closing. This weekend marked one year as homeowners for us. It's been a good year in the house.

Frank SchulteLadbeck said...

Well, I would not say that all Realtors are solely after the commission, but they are hired to protect their client's interest. I am glad that you had a good experience with your inspector, which is my profession. Good luck with your closing.